Our Investment Philosophy
and Proprietary Investment Models

As the saying goes in carpentry, “measure twice and cut once.” In financial planning, as in carpentry, deliberate and thorough preparation is crucial in the prevention of mistakes and waste.

First and foremost…Before we begin to give purpose and vision to your wealth strategy, it is essential for us to know both your “why,” your personal values, as well as your financial goals, and of course, the assets that you bring to the experience. Understanding your “why” – that is those you love, your values and aspirations – will allow us create a relevant action plan to provide a confident financial future for you and your family.

We will then develop a customized, personal asset allocation where your assets will be segmented into “buckets,” based on time segmentation, in other words, when you will need to access your money. 

In most cases, the greatest risk to your capital comes from not understanding your “time-horizon,” that is WHEN you will need to use your money. Time horizon management is the most important factor in managing risk. Our approach effectively addresses this challenge (click segmenting your ‘buckets’ of money below).

Only then, based on your time horizon (when you will need the $) and your tolerance for volatility, will we deploy your assets one of our 10 proprietary investment models.

Through our strong partnerships with some of the most experienced, and trusted asset managers in the world, such as Goldman Sachs, Blackrock, Vanguard, Prudential, Federated Investors, and Voya, we have built robust and diversified investment models (a select mix of various investments). We blend a mix of assets that are able to capture the majority of the “upside” (rising markets), with a much more limited “downside” (falling markets).

We cannot predict, nor do we care to predict, what the stock or bond market will do. However, the benefit of our investment approach is that based on your tolerance for for volatility and time horizon, we are able to select one of our models, and in doing so, understand how your portfolio will react to market movements, thereby providing you with highly predictable outcomes, and a greater peace of mind. 

We want to hear your story.

Schedule a meeting with us.