Our Proprietary Investment Approach As the saying goes: Measure twice and cut once. In carpentry, as well as in life, planning and preparation are crucial to preventing mistakes and waste. Before we begin to give purpose and vision to your wealth strategy, it is essential for us to know both your goals, as well as the assets that you bring to the experience. First, we will speak with you about your values and aspirations, then we have you fill out our Wealth Planning Worksheet so that we can get a good picture of the hard work you have accomplished already. Together, we will create an action plan to provide a confident financial future for you and your family. At that point, you become part of OUR family. We will develop a customized, personal asset allocation. Your assets will be segmented into "buckets," based on time Segmentation, in other words, when you will need to access your money. We will then incorporate different estate planning tools as needed.This approach segments retirement assets into three categories based on the period of time in retirement when the assets are expected to generate income. We will then address the 13 Wealth Management Principles we have identified as being essential to a complete Wealth Management Strategy. Segmenting your 'buckets" of moneyOur proprietary time-allocation of your assets incorporates a segmented strategy that matches unique retirement income needs with time-segmented investments. This approach segments retirement assets into three categories based on the period of time in retirement when the assets are expected to generate income.Immediate Income5-7 Year PeriodShort-term assets matched to your short-term liabilitiesFuture Income7-15 Year PeriodDesigned to replenish the fixed income portion of segment one.Long-Term Growth15+ Year PeriodLong-term assets are matched to long-term liabilities Complete Wealth Management PrinciplesWe know that a comprehensive wealth management strategy includes more than just retirement income planning, which is why we incorporate the 13 Wealth Management Principles that our firm has identified as essential to completing a robust wealth strategy.As we work through this list with our clients, we partner with their legal team and CPA’s, or get them in touch with our team, to make sure that nothing is missing.The 13 Principles of Complete Wealth ManagementCreate an Investment StrategyReview and provide InsuranceManage liabilitiesSet up a qualified retirement plan and/or IRA DistributionSelect your corporate executive stock optionHave a business succession planEstablish a durable power of attorneyDetermine gifting to children, descendants, or others during lifeSelect Charitable Gifting during lifeEnsure proper titling of assetsName an executor/successor trusteeCreate a distribution plan at deathSelect your charitable inclinations at death Have a Question? Name Email Phone Question Thank you! Oops!